Mortgage Services

Esho Youkhana – Your Personal Home Loan Expert

You’ve got Many Options – Let Me Help You Find the Right One for You.

Conventional Loans
I offer a full range of traditional loan solutions for every type of homebuyer:
-Fixed Rate Loans – Ideal for homebuyers that want the security of a traditional fixed rate loan
-Adjustable Rate Loans (ARMs) – A perfect option for a lower monthly payment
-Jumbo/Construction Loans – For buyers purchasing up to $2M with low monthly rates

FHA (Federal Housing) Loans
FHA loans allow low to moderate income earners to purchase or refinance a home with favorable terms without taxing you with pre-payment penalties. With minimum down payment levels, you can also receive credits up to 6% sales price bringing down closing costs. This can be a great option
for folks that are self-employed.

Home Equity Loans
Get access to equity that may be available on your home to be used for anything from home improvements, college tuition to debt consolidation. This loan gives you the freedom to tap into your home’s value and use those finances for just about anything you need.

Construction Loans
Getting the right construction finance can be tricky; it is truly a specialized area within the loan industry. Let me help you find the right backing that can meet your individual needs with low rates and minimal risk.

Business/Commercial Loans

I understand that running a successful business can require a continuous supply of capital. By working with me, access to sources of financing for your business can be fast and easy. From lines of credit to term loans, I’ll find a solution tailored to your business needs strengthening it in cost-effective ways.

You’ve Got Many Options – Let Me Help You Find the Right One for You.

FHA 203(k) Rehab
In today’s market, the FHA 203(k) Rehab Loan has quickly become the perfect solution for many homebuyers. Through a single mortgage, this loan type permits the buyer to secure funds for purchase and repairs/upgrades. Working with an experienced mortgage planner that understands all the ins and outs of the 203(k) loan will ensure a successful home buying experience.

USDA Loan
The loan comes direct or backed by USDA and is not “just for farmers”, just about anyone buying a home outside a major metropolitan area can qualify. With low rates, $0 down financing and better terms than FHA or conventional loans, the USDA loan is a perfect solution for those eligible. The guidelines are very specific so working with an experienced loan officer is a must.

HomePath Loan
Fannie Mae backs this loan with low down payment (zero to 3% down), flexible terms and no mortgage insurance. Even those with less than perfect credit can qualify.

Veterans Affairs Loans

Veterans and Military members are eligible to get a mortgage with no down payment. This loan type has flexible credit requirements and the seller can pay closing costs.